Virtual CFO
Scale with the financial leadership you can't yet hire.
Part-time CFO support for owners ready to scale, with a steady hand on the numbers and the calls that come with growth.

The Problem
Where this usually goes wrong
You're past needing a bookkeeper and not ready for a $200k CFO. So the forecasting and cash flow planning fall to you, on top of running the business. 80% of small businesses felt cash flow pressure last year, and most saw it coming too late to act.
52%
of failed companies had inadequate cash flow cited as a cause (ASIC, 2022–23). We show you what is coming so you can act before it bites.
Did you know?
A profitable business can still run short of cash when customer payments lag behind wages and supplier bills. Forecasting helps you see the timing gap before it affects a major decision.
What we do
Financial leadership
Board reporting
Fundraising support
Scenario modelling
How it works
From first call to ongoing delivery
We work with your leadership team on forecasts, management reporting and the financial questions behind major decisions. You get a clear view of performance and practical support as the business grows.
01
Discover
02
Diagnose
03
Design
04
Deliver
Step 01 / 04
Discover
We start by listening. Your goals, your business, and what success looks like to you, so we both see where you are and where you want to be.
Goal-setting workshop
Review of your current setup
Clear scope & expectations
Outcomes
What changes for you
Sharper decisions and board-ready numbers. A finance function that scales with you.

FAQ
Common questions
How is this different from advisory?
Do we need to be a certain size?
Can you work with our existing accountant?
How fast can you start?
Ready to get Virtual CFO help from Ethos?
Claim your complimentary, no-obligation consultation with Ethos Advisors & Accountants.
